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Image Empowering Dreams, One Loan at a Time

C u s t o m ized Financial Solutions For Every Stage of Your Life

Unlocking Financial Freedom Through Gold Backed Loans

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Image Featured Services

Empowering Your Financial Future with
Madini Chapaa

Madini Chapaa is dedicated to transforming the financial landscape for the East African artisanal mining community. As part of the renowned Tontine Group International Mining Company, we offer a suite of innovative financial tools and services. Our gold trading platform allows miners to convert precious metals into cash, contributing to their digital wallets. This accumulation improves credit scores, enabling access to a variety of loans. Our commitment to transparency and customer satisfaction ensures a reliable and empowering financial experience.

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Gold Trading

Trade gold and other precious metals for instant cash.

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Wallet Accumulation

Accumulate wallet balance with consistent trading, enhancing your credit score.

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Diverse Loan Options

Avail access to multiple loan types

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Transparent Process

Experience clear and honest transactions.

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Image Why Choose Madini Chapaa

Discover the Future of Financial Empowerment

Madini Chapaa offers a revolutionary approach to finance, specifically designed for the East African artisanal mining community. Here’s what sets us apart:

  • Innovative Gold Trading
  • Comprehensive Loan Options
  • User-Friendly Experience
  • Rapid Loan Approvals
  • Exceptional Support
  • Affordable Rates
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Image About Madini Chapaa

Your Partner in Financial Empowerment

Madini Chapaa transcends traditional lending, offering a comprehensive financial ecosystem tailored for the East African artisanal mining community.

Metal Trading for Cash

Seamlessly trade gold and other precious metals for instant cash.

Wallet Accumulation

Build a robust wallet balance through consistent trading, enhancing your financial stability.

Credit Score Enhancement

Boost your credit score with regular transactions, unlocking greater financial opportunities.

Personalized Loans

Access customized loans designed to meet your specific needs, from education to medical expenses.

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Seamlessly Trade and Build Your Financial Future

1

Metal Assessment

Begin by submitting your gold or precious metals for a professional evaluation by our agents, who will determine their current market value.

2

Trade and Wallet Contribution

Trade your evaluated assets, contributing 10%-30% of the value to your wallet. Madini Chapaa matches this contribution, effectively doubling your savings.

3

Credit Score Enhancement

As your wallet balance grows through consistent trading, your credit score improves, enhancing your financial standing and future loan eligibility.

4

Loan Eligibility

After regular trading, you become eligible for various personalized loans, such as education, medical, and instant loans, tailored to meet your specific needs.

5

Quick Approval and Instant Disbursal

Enjoy a rapid loan approval process with instant disbursal to your M-Pesa or bank account, ensuring you get the funds when you need them.

6

Ongoing Support and Financial Guidance

Receive continuous support and personalized financial advice from Madini Chapaa experts, helping you make informed decisions and maximize the benefits of your assets and savings.

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Explore Our Top Loan Products

Discover the top loan products offered by Madini Chapaa, designed to meet your specific needs with ease and convenience.

4.5

Average Review

Wa Kasi

Get quick access to funds for
emergencies and urgent expenses.

  • Fast Approval Process
  • Online Application Available 24/7
  • Flexible Repayment Options

4.5

Average Review

Ya Karo

Ensure your child’s education
is never compromised.

  • Dedicated Education Fund
  • Competitive Interest Rates
  • Flexible Repayment Terms

4.5

Average Review

Ya Ndoa Loan

Fulfill Your Dream Wedding
with Ya Ndoa Loans

  • Tailored Loan Amounts
  • Competitive Interest Rates
  • Quick Approval Process

4.5

Average Review

Ya Makao Loan

Build Your Dream Home
with Ya Makao Loans

  • Support for Housing Development
  • Competitive Loan Limits
  • Assistance in Building
    Society Establishment

Calculator

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Result

Loan 01

Loan 02

MORE: Learn about the pros and cons of a shorter-term mortgage or how to get preapproved for a mortgage.

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Make Informed Financial Decisions with Ease

Our loan calculators are your go-to tools for estimating loan payments, planning major purchases, and understanding your financial capabilities. Whether you're exploring different loan options or simply want to stay informed about your finances, our calculators are here to help.

  • Payment Estimation
  • Purchase Planning
  • Capability Assessment
  • Financial Insight
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Success Stories Shared by Our Customers

Here are some testimonials from members of the East-Africa's artisanal community who have benefited from Madini Chapaa's services

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Madini Chapaa helped me secure a loan to expand my mining operations. Their process was quick and efficient, and their team was very supportive.

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Gitau Njoroge
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I needed funds urgently for equipment repairs. Madini Chapaa approved my loan within hours, and I was able to resume work without delay.

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Alice Muthoni
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I was skeptical about applying for a loan, but Madini Chapaa's transparent terms and low interest rates convinced me. I'm now able to invest in new mining ventures.

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Kiprotich Chepkwony
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The team at Madini Chapaa guided me through the loan application process and helped me understand the best loan options for my needs. I highly recommend their services.

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Nyaga Kamau
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Thanks to Madini Chapaa, I was able to secure a loan for my daughter's education. Their flexible repayment options made it easy for me to manage the loan.

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Omondi Odhiambo

Frequently Asked Questions

We've compiled a list of frequently asked questions to provide you with quick and helpful answers. If you have a question that is not addressed below

Madini Chapaa is a microfinance application by Tontine Group, designed to empower the East African artisanal mining community through metal trading, wallet accumulation, and personalized loans.

Contributions to your wallet improve your credit score, increase your financial stability, and make you eligible for various loans.

Madini Chapaa offers various loans including instant loans, education loans, medical loans, wedding loans, motorcycle loans, car loans, smartphone loans, and employee loans.

You need to have traded consistently for at least three months, with a healthy wallet balance and a good credit score to qualify for loans.

The matching contributions help you save more effectively, boost your credit score faster, and enhance your financial growth.

Submit your gold or precious metals for professional evaluation. Based on the assessed value, trade the assets and contribute 10%-30% of the amount to your wallet. Madini Chapaa will match your contribution, doubling the savings in your wallet.

Consistent trading with Madini Chapaa grows your wallet balance. Both your contributions and Madini Chapaa’s matching contributions accumulate over time.

Your credit score is based on your trading consistency, wallet balance, profile health, and other parameters such as repayment history over a minimum period of three months.

Loan approvals are rapid, and funds are instantly disbursed to your M-Pesa or bank account once approved.

You can reach out to Madini Chapaa’s customer support through their website or app for any assistance or inquiries.